Welcome to ERX Wealth Partners
At ERX, we serve physicians, founders, and families with one purpose: To build wealth strategies that endure.
We don’t sell products. We design clarity. We don’t chase trends. We build permanence.
What we deliver didn’t begin in a boardroom. It began with discipline, adversity — and a personal mission to protect what matters.
This is our story.
And it’s the reason we build differently.
Michael J. Giongo
CEO & Co-Founder I Wealth Advisor I Principal Consultant
Our Story
“Someone is sitting in the shade today because someone planted a tree a long time ago.”
— Warren Buffett
Our story began not in comfort, but in challenge — where discipline, resilience, and clarity became not just survival skills, but the foundation for a different kind of strategy.
Forged in Adversity
At Syracuse University, Mike earned an athletic scholarship — while carrying the demands of Division I football, academic pressure, and the heavier burden of caring for his mother during end-stage renal failure.
It wasn’t balance.
It was survival.
Most saw a scholarship athlete. Few knew he was barely holding it all together.
Those years didn’t just test Mike. They built a quiet strength — the kind forged only when no one is coming to save you.
Philadelphia Eagles: Discipline That Endures
From the time he was six years old, Mike set his sights on the NFL — and stayed committed to that goal.
In 1988, he signed a contract with the Philadelphia Eagles.
An injury ended his football chapter sooner than expected, but the preparation and discipline it took to reach that level stayed with him — sharpening, not fading.
"Dreams shift. Discipline stays."
That mindset — clarity, preparation, resilience — became the foundation he would carry into a different arena: building and protecting wealth across generations.
Mastering Wealth Architecture at Merrill Lynch
At Merrill Lynch, Mike immersed himself in the structure behind wealth — how it’s built, how it’s protected, and how easily it can erode without precision.
His work focused on:
Tax-Advantaged Estate Planning
Multi-Generational Wealth Frameworks
Capital Strategy for Executives and Founders
Through advanced training at the Merrill Lynch Professional Development Program and the School of Advanced Financial Management, he sharpened the skills needed to deliver clear, disciplined strategies in high-stakes environments.
One truth stood out:
"Most wealth isn’t lost in the markets. It’s lost in the structure underneath."
The lesson became clear:
Earning wealth is one battle. Protecting it — structurally, permanently — is another.
Bringing Insight to Action: CBS News Analyst
Even as Mike advised private clients, he understood a larger truth: Financial clarity shouldn't be confined to boardrooms.
For 13 years, alongside his advisory work, he served as a financial analyst for CBS News and its affiliates — translating market volatility, economic policy, and broader financial shifts into practical, accessible insights for a national audience.
"Knowledge without clarity is noise. Clarity without action is wasted."
The goal was never to predict markets —
it was to empower better decisions, wherever they mattered most.
Breaking Free: Founding AGS Financial Group
Success brought recognition. It also exposed a deeper truth:
"The system wasn’t broken. It was built that way. And it wasn’t built for clients."
In 1996, Mike founded AGS Financial Group — an independent advisory firm for those unwilling to accept conflicted advice or standardized solutions.
AGS quietly advised institutions, executives, entrepreneurs, and families who valued protection, clarity, and permanence over products and sales.
It wasn’t the destination. It was the first step toward building something larger — a platform where loyalty belonged to the client, and strategy endured beyond market cycles.
The Birth of ERX Wealth Partners: Raising the Standard
The true catalyst for ERX came from a trusted friend — a physician — who said:
"Mike, we’re being exploited financially. You could change everything for people like us."
He was right.
ERX Wealth Partners was built — not to chase returns, but to engineer financial permanence across generations.
Today, ERX designs:
Tax-Optimized Multi-Generational Wealth Structures
Liquidity and Succession Strategies for Family Control
Financial Ecosystems Built to Endure Economic and Political Shifts
At ERX, we don’t sell investments. We build legacies. We protect dreams. We guide futures toward permanence.
Advocacy Rooted in Purpose: Defending Healthcare Leaders
As ERX grew, so did Mike’s recognition of a larger mission.
Physicians — the guardians of public health — were financially exposed.
Mike’s commitment expanded beyond private clients — leading him to serve on the Board of Governors for the Florida Medical Association (FMA), where he championed financial literacy and long-term protection for physicians.
Because when physicians thrive, entire communities thrive.
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Advocacy Beyond Wealth
Mike’s commitment to building better futures runs even deeper.
Autism at Work: Advocacy Born from Experience
For Mike Giongo, advocacy for neurodivergent individuals isn’t theoretical. It’s personal.
Through his own family’s journey, he came to see what many overlook: that brilliance often hides behind assumptions, and that potential is too often constrained by misunderstanding.
His work is shaped by a simple belief: Neurodivergent individuals don’t need accommodation. They need recognition — and opportunity.
Elevating their talents isn’t just the right thing to do. It’s how a better world is built.
NFLPA & NFL Alumni: Giving Back Beyond the Game
Mike Giongo’s commitment to athletes — and the communities they serve — didn’t end when the game did.
Through his ongoing involvement with the NFL Players Association and the NFL Alumni Association, Mike helps former players transition from competition to lasting success, applying the same principles of structure, strategy, and resilience that shaped his own career.
Both organizations also facilitate outreach programs that connect former players to their communities — turning visibility into impact and leadership into legacy.
True leadership isn’t measured by where you finish. It’s measured by who rises because you showed up.
Home: Rooted in Family and Purpose
Today, Mike Giongo resides in Chester County, Pennsylvania, with his family and their beloved Pit Bull, Winnie G.
He cherishes the simple joys of life — building memories, exploring new experiences, and finding inspiration in everyday moments.
These experiences ground his perspective and fuel his commitment to delivering thoughtful, customized guidance — ensuring every client has the clarity, strategy, and stewardship needed to achieve their goals.
True wealth isn’t measured by numbers —
it's measured by the legacies we build and the futures we protect.
This is the path I have chosen—a story defined by purpose, driven by passion, and dedicated to excellence.
