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EMPOWERx

Our Coordinated Plan of Care




EMPOWERX  

Our Exceptionally Well-Managed, Coordinated Plan of Care




EMPOWERx: Precision and Adaptability in Wealth Management


At ERX Wealth Partners, we pride ourselves on delivering services that combine the precision and adaptability of a Swiss Army Knife. This analogy captures our approach to global private wealth management—a field requiring solutions as versatile and meticulous as the renowned multi-tool.

With nearly three decades of experience, beginning my career at Merrill Lynch on Wall Street, I have honed our wealth management strategies to navigate the complexities across tax, legal, financial, and technological areas. Our approach is multifunctional, mirroring the Swiss Army Knife's versatility, which has been instrumental in achieving superior planning results and setting us apart in the industry.

Our modular planning strategy at ERX Wealth Partners is meticulously designed to address specific financial challenges with targeted precision. Our team leverages data-driven insights and tailored analysis to craft strategies uniquely aligned with each client’s personal financial narrative, ensuring solutions that are not just effective but truly customized.

Our proprietary planning system, EMPOWERx, integrates essential components like Tax, Investment, Estate & Trust, Business Consulting, Asset Protection, and Insurance & Risk Management. This comprehensive strategy not only meets needs but anticipates them, providing a holistic toolkit for managing wealth on a global scale. We invite you to discover our distinctive approach and see how it can transform your financial journey, helping you realize your dreams and aspirations.



EMPOWERx  

Independent Subject Matter Expertise



Revolutionizing Wealth Management through the EMPOWERx Network


The EMPOWERx Network transforms wealth management by harnessing the unparalleled expertise of independent subject matter specialists. This elite team excels in key financial disciplines such as tax planning, estate and asset protection, and risk management. They provide bespoke, impactful strategies, meticulously tailored to meet the unique financial needs of each client.

Our specialists maintain their independence to offer unbiased, focused advice that consistently prioritizes your best interests. By adopting a synergistic approach, the network provides a comprehensive view of your financial wellbeing, navigating the complexities of the financial landscape to secure your future.

Choosing the EMPOWERx Network means committing to clarity and confidence, leading to exceptional outcomes. It’s a commitment to your prosperity, supported by informed and ethical guidance.

Services Offered by the EMPOWERx Network


Financial PlanningComprehensive strategies tailored to optimize your financial future.
Tax PlanningExpert advice to minimize liabilities and ensure compliance, maximizing financial efficiency.
Estate PlanningSafeguarding your assets and ensuring your legacy is protected for future generations.
Asset Protection PlanningStrategies to protect your assets from lawsuits, creditors, and other vulnerabilities.
Risk ManagementIdentifying potential risks and implementing strategies to mitigate them, securing your financial wellbeing.
Business ConsultingSpecialized consulting to enhance business operations and strategic growth.



Michael J. Giongo Photo
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Michael J. Giongo

Wealth Manager - ERX Wealth Partners


Michael J. Giongo - President & CEO


THE ROAD NOT TAKEN BY ROBERT FROST

"Two roads diverged in a wood, and I—

I took the one less traveled by,

And that has made all the difference."

 

Charting Distinctive Courses: Pursuing Excellence in Finance

Drawing inspiration from the profound insights of Robert Frost, my trajectory within the realm of finance at ERX Wealth Partners reflects a deliberate choice of the road less traveled. This choice has profoundly influenced both my professional principles and the innovative direction of our firm. With nearly three decades of commitment, I have centered my career around the pillars of innovation and a client-first approach, steering ERX Wealth Partners toward redefining the boundaries of financial planning and wealth management.

Journey of Professional Growth

My entry into the finance world was grounded in a robust foundation at Merrill Lynch on Wall Street, where I refined my expertise in public finance. This experience afforded me a deep understanding of complex portfolio management for a varied client base, including educational and governmental institutions. My quest for excellence propelled me through the Merrill Lynch Professional Development Program to the School of Advanced Financial Management, enhancing my proficiency in financial planning.

Securing the Series 66 qualification license marked a significant turning point, symbolizing my dedication to a fiduciary role that emphasizes impartial, client-focused advice. This transition was more than a career evolution; it was a manifestation of my deep-seated commitment to upholding integrity and trustworthiness in financial consultancy.

The establishment of ERX Wealth Partners was a seamless extension of my entreprenurial spirit, fueled by a zeal to offer customized financial solutions. Our firm is distinguished by its focus on medical professionals, delivering targeted, individualized financial counsel tailored to the distinctive needs of this group.

Broadening Impact: Leadership, Advocacy, and Community Connection

My professional pursuits extend far beyond wealth management. In my capacity as a financial analyst for CBS News, I have sought to clarify intricate financial trends and policies for the wider public, underscoring my dedication to promoting financial literacy and empowerment.

Serving on the Board of Governors of the Florida Medical Association and the Board of Directors for the Pennsylvania Sports Hall of Fame, I've applied my financial expertise in arenas that champion the interests of physicians, patients, and athletes alike. These roles reflect my dedication to leveraging my skills for broader societal benefit and underscore my commitment to impactful service and community improvement.

My academic and athletic experiences at Syracuse University, marked by an athletic scholarship, were critical in molding my approach to both personal and professional challenges. Facing the significant challenge of my mother's battle with end-stage renal failure during this time, I assumed the role of primary caregiver, a duty that profoundly shaped my values of familial commitment, resilience, and responsibility.

Signing an NFL contract with the Philadelphia Eagles was a defining moment in my athletic career, epitomizing the perseverance and hard work inherent to my journey in sports. This accomplishment is a cherished milestone, reflecting the intense dedication required to achieve professional excellence in any endeavor.

My involvement with the NFL Players Association (NFLPA) and the NFL Alumni demonstrates a lasting bond with professional sports, through which I support former athletes' transitions and advocate for their well-being, highlighting my commitment to community and personal growth.

Advocating for the inclusion of autistic and neurodivergent individuals is a vital aspect of my life, emphasizing the importance of diversity and the unique contributions each person can make to society.

Living in Chester County, Pennsylvania, with my family and our beloved Pit Bull, Winnie G, my life outside of work is dedicated to building lasting memories, exploring new horizons, and savoring the simple pleasures of nature and family time.

In weaving together these diverse roles and experiences, I am driven to create a meaningful impact that transcends the realm of financial advisory, embodying a dedication to leadership, advocacy, and the enrichment of the communities I serve.


Neal Jacobs, Esquire Photo
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Neal Jacobs, Esquire

Asset Protection Planning & Corporate Law - Jacobs Law Group PC

Managing Attorney - Jacobs Law Group PC

Neal Jacobs has been the Managing Attorney of Jacobs Law Group since its founding in 1999. Neal’s practice is focused on complex corporate, business, and litigation matters. He devotes particular attention to privately held companies and their shareholder and member relations. Neal focuses on complex corporate matters involving the interplay of the rights and obligations of management and the various classes of equity holders and lenders, and others. These include claims of shareholder oppression, squeeze-outs, and freeze-outs of various types. Neal has built a reputation in the area of business divorce involving the legal maneuvering and claims that are asserted when relations among privately held business owners degrade and become over-contentious. Neal is a frequent lecturer on the topic.

Neal is a graduate of Cook College, Rutgers University where he earned his B.S. in Economics (1980) and the Rutgers University School of Law, Camden, where he received his J.D. with Honors (1984). He is admitted to practice in Pennsylvania and New Jersey. Member: Philadelphia, New Jersey and Pennsylvania Bar Associations; Pennsylvania Trial Lawyers Association. He has been admitted pro hoc vice or appeared as out of state counsel in many other jurisdictions from Florida to Massachusetts and out West.

Neal has held the coveted “AV” rating from Martindale & Hubbell for over ten years (Highest rating available for skill and integrity). Philadelphia Magazine has recognized Neal as a Super Lawyer in Commercial Litigation for over five years.

Neal is listed in the Registry of Preeminent Attorneys and has been listed in Strathmere’s “Who’s Who” of Distinguished Attorneys. Early in his career he was named “One of the 100 People to Watch” by Philadelphia Business Magazine and has received multiple other awards and recognitions. Neal is a Fellow of the Academy of Trial Advocacy (now associated with the Temple University School of Law).

Jacobs has advised and/or worked with international clients and companies, including those from or in Australia, British Virgin Islands, Canada, China, France, Germany, Honduras, Iceland, India, Israel, Russia, Saudi Arabia, Taiwan, Turkey, and the United Kingdom.


Please note: Neal Jacobs, esq. and Jacob Law Group PC are not affiliated with Mutual Advisors, LLC or Mutual Advisors, LLC DBA ERX Wealth Partners. ERX Wealth Partners, nor any of its members, are attorneys, and do not provide legal advice. For legal advice, you should consult a legal professional.

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Tom Dickson

Insurance & Risk Management - ERX Wealth, LLC

Strive not to be a success, but rather to be of value

Quote Source: Albert Einstein


Tom Dickson, with nearly three decades of excellence in the financial services industry, stands as a leading professional known for his exceptional performance. His expansive career spans roles in which he has adeptly assisted both Fortune 100 companies and individual clients, focusing on enhancing their retirement readiness. He has held prominent senior positions at Prudential Retirement Services and The American Funds, showcasing his depth of expertise in the field.

At The EMPOWERx Network of Professionals, Tom's primary focus lies in Insurance & Risk Management. He is dedicated to helping clients strategize for the secure preservation and protection of their estates. His goal is to ensure the efficient and tax-effective transfer of their hard-earned wealth to their heirs, reflecting his commitment to his clients' long-term financial security and legacy.

Tom's academic credentials are equally impressive, holding a degree in economics and finance from the prestigious Wharton School of Business. Beyond his professional pursuits, Tom is deeply invested in his community, serving as a Radical Mentor and guiding the next generation with wisdom and dedication.

Residing in Charleston, South Carolina, Tom shares his life with his wife, Donna, and their two children, Juliette and Alexander. His personal and professional journeys reflect a harmonious blend of industry leadership, community service, and family commitment.


Contact information:

Telephone: 843-870-8767



Please note: Tom Dickson and ERX Wealth, LLC are not affiliated with Mutual Advisors, LLC or Mutual Advisors, LLC DBA ERX Wealth Partners.




Raymond Lyons Photo
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Raymond Lyons

Insurance & Risk Management - Marsh McLennan

 Ray contributes over 25 years of expertise in consulting to MMA, with a particular emphasis on sports sponsorship and management. He excels in aiding clients to enhance the value of their employee benefit plans, focusing on cost-effective strategies. His varied professional background enables him to provide his clients with creative and unconventional solutions for their employee benefits challenges. Ray is known for his steadfast principles, which include treating clients as if they are part of his own family, fostering trust, and managing company benefit dollars with utmost responsibility.

Residing in Newtown, PA, Ray is a devoted husband and the proud father of three wonderful children: Keiley, Keiran, and Keira. His passion for sports extends to his personal life, where he spends summers coaching his children in Lacrosse and winters coaching downhill snow racing at Blue Mountain, blending his professional acumen with his love for sports and family.

Tim Carroll CPA, MST Photo
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Tim Carroll CPA, MST

Tax Planning - Carroll Tax PLLC

Tim began his public accounting career in 2006 at a large regional accounting firm in Virginia. He provides tax planning, tax compliance, and business consulting to a broad base of clients including individuals, partnerships, S Corporations, and trusts.  Tim has advised clients on tax-efficient retirement income distribution strategies, start-up business considerations, and complex estate planning.  In addition, he has written articles highlighting opportunities under §199A as well as gifting strategies.

Tim received a Bachelor of Science degree in accounting from James Madison University and earned a Master of Taxation degree from American University.  

When not working with clients, Tim enjoys reading and spending time outdoors.  He strongly supports financial literacy causes and volunteers with a low-income tax preparation programs.


*Please Note: Tim Carroll, CPA  MST and Carroll Tax PLLC are not affiliated with Mutual Advisors, LLC  or Mutual Advisors, LLC DBA ERX Wealth Partners. ERX Wealth Partners, nor any of its members, are tax accountants, and do not provide tax advice. For tax advice, you should consult a tax professional.